Banking and Saving strategies, maximizing interest rates, budgeting, GICs, HISAs. Worth checking out what they have now and if you need a referral ask someone you know who has an account with them. But I have 7k sitting in tdb8150. TDB8150 and it's siblings are savings accounts sold as mutual funds. Top. I'm thinking that the logical way would be to put in an order to buy some TDB900 or whatever, then in the same session an order to sell the same amount of TDB8150. In light of the recent market activity TD has dropped the. 1. 33%). Does anyone know the difference between TDB8150, TDB8155 T157, and TDB8159? Does each offer $100k of CDIC insurance?I also use this one, TDB8150 at TDW. Phone: +1 514 864 9510. TD Bank, N. TDB8150. Dean. I'd like to clarify here that a Cash Management Account (CMA) is also a type of nonretirement brokerage account, so that is why you were able to transfer your stocks from the other. 55% Obviously there is a chance it goes lower, but how low can it go? Does it just stop at 0% yield and the $10/unit price is protected or can it go under $10/unit In light of the recent market activity TD has dropped the yield on TDB8150 to . Cash balance updated accordingly today. If anybody else have any recommendation for completely safe Investment (don’t want any long term GIC kind of. Summary. Considerably more than the $9. For a few months, I have nothing in TDB8150; everything is in CIB480 (CAD) and CIB483 / CIB583 (USD). . I bought 1k worth of stock with zero cash balance. The TD Investment Savings Account is a product for investors seeking flexible fixed income options. tdb8150 if you are looking for something more like a hisa. Tonight, Mikey's on a mission to steal JJ's treasure! JJ isn't going down without a fight, though! JJ only has until tonight to burglar-proof his house, and. 55% rate. Is there a reason not to buy TDB8151? [TD Direct Investing] TD Direct Investing $300 bonus (code INVESTNOW) on $3k deposit and keep for 2-3 months - ends Mar 1, 2023 - Page 18 - RedFlagDeals. I couldn't find an answer while searching so here's my question. In many cases this is a bad deal, you can buy TDB8150 in a TD direct investing account and do better. 2% rate for the US$ ISA RBF2014 was effective yesterday (Friday):Re: High interest savings, GICs and MMFs (2022) - rates. 55% Obviously there is a chance it goes lower, but how low can it go? Does it just stop at 0% yield and the $10/unit price is protected or can it go under $10/unit In light of the recent market activity TD has dropped the yield on TDB8150 to . 1%), SDRSP in cash ( the bank person made the fund ready for e-fund) and CAD TFSA in the same fund as before-. TDB8150 at TDDI. Looks like you can only sell stocks and ETFs in Advanced Dash Board, no Mutual Funds or TDB8150 to cover a trade, not that I care. I couldn't find an answer while searching so here's my question. The interest in the TDB8150 is calculated daily and distributed the first week of the month. Deposit $100 and then immediately redeem $50. You will get a T5 from TD on interest. You will get a T5 from TD on interest. A. 25% TDB2913, TD Canadian Money Market. Bylo Selhi Veteran Contributor Posts: 27734 Joined: 16Feb2005 15:36 Location: Waterloo, ON. 25. It does pay a higher rate (4. perfect for padding your account such that excess cash earns something. 8 % return (minus whatever mer% fee they take) while having downside risks. Of course, we could put it into TDB8150 and get 1. TDB8150 is insured up to 100K and TDB8152 is not insured because it is a US savings account. 1% for <100K and 4. Analyst Recommendations. You can make saving part of your everyday life with our Automated Savings services. 00 per unit 5% $1,000,000. 4. Jun 20th, 2023 9:56 am. comThe TD High-Interest Savings Account is TD’s standard HISA account for those looking to earn a higher rate in their savings held at the bank. TDB8150 at TDDI. Note that these are money market / commercial paper securities and it does not have CDIC insurance. 59% for 1 month and 4. You need an international account, possibly, depending on the broker. Post by hebsie » 18Mar2020 20:52. Dealer Compensation The Bank may pay, monthly or quarterly, compensation to your Dealer at an annual rate of up to 0. 6% interest…I park my money in TDB8150 in my TDW account and when I am ready to buy a TD mutual fund, I do a switch (i. Banking and Saving strategies, maximizing interest rates, budgeting, GICs, HISAs. TDB8150 is a deposit account, aka a bank savings account. TDB8150. 5i Recent Questions. Things are changing 'Fast', eh. Post by AltaRed » 03Nov2022 19:37. The standard series (TDB8150) pays 0. 3332. One way to gauge risk is to look at how much a fund's returns change over time. This is the correct answer. 2 Interest rate effective August 03, 2023 is calculated daily, paid monthly, subject to change at any time without notice. Save Share. TDB8150. 05%. In light of the recent market activity TD has dropped the. I currently have 20k sitting in TFSA in Tangerine at 1%. 3 ชำระเป็นรายงวด. 55% Obviously there is a chance it goes lower, but how low can it go? Does it just stop at 0% yield and the $10/unit price is protected or can it go under $10/unit In light of the recent market activity TD has dropped the yield on TDB8150 to . Transaction complete late next morning. you could buy tdb8150 first time with cash. TD has TDB8150 if you’re interested. Even though the BoC hiked interest rate by 50bps, why is TDB8150's yield only increased by 15bps from 3. The company nowadays boasts more than 1,900 employees globally, with a transaction volume of more than CAD$7bn each month. CURA CURALEAF HOLDINGS, INC. $1. According to this page, they offer DYN 400, 450, 500, 550, 575, 1300, 1301, 1350, 1351. 1MM I was talking about CIPF coverage, not CDIC. Forum Posts: 1696. Does that mean the net yield will be 4. 1. Fund Link. Suppose you only want to deposit $50. Other than what people have mentioned, TD's webbroker currently (March 2023) doesn't allow you to move money back out of a TFSA via online account. กดเงินสดจากบัตรกดเงินสดผ่อนจ่ายได้กี่วิธี? 1. Description. 8% (CAD/USD) until the end of August. The. Key Ratios. Re: WebBroker - interest rate on cash - TDB8150. 25% trailing fee to TD Direct Investing on TDB8150. 31% The TD Canadian Money Market series D is a new fund with a lower fee and higher resulting yield than the standard TD MMF. 2 means that the movement of the fund is 1. ADenariusSaved wrote: ↑ Whoa, I gotta wait for TD to execute a trade order on their own TDB8150 product? Scotia iTrade was instant execution on [TD Direct Investing] TD Direct Investing $300 bonus (code INVESTNOW) on $3k deposit and keep for 2-3 months - ends Mar 1, 2023 - Page 21 - RedFlagDeals. 55% TD Investment Savings Account TDB8152 4. Banking and Saving strategies, maximizing interest rates, budgeting, GICs, HISAs. If you're over the CDIC limit there's TDB8155. Post by hebsie » 18Mar2020 20:52. 25% trailing fee, which may be waved if buying from the affiliated bank. I see the EQ product is indeed 5% for one year (non-cashable, so you're locked in for the full term. Trading symbol keeps defaulting to TDB8150 no matter what I try. 80% (F Series) Click here for more information —————————– TDB8150: TD Investment Savings Account TDB8151: TD Investment Savings Account – F Series TDB8155: TD Investment Savings Account (TDMC) TDB8156: TD Investment Savings Account (TDMC) – F Series TDB8157: TD Investment Savings Account (TDPMC) TDB8158: TD Investment Savings Account (TDPMC) – F Series TDB8159: TD Investment Savings Account (CTC) go with TDB2914 money market fund for 4. 37 posts 1; 2; Next; hebsie Newcomer Posts: 6 Joined: 18Mar2020 20:46. BTW, do you or anybody else know if BMO Investorline has something equivalent to TD's TDB8150? I just opened an account with them for a promo and need to park $5K for a few months. TD Investment Savings Account (USD) (TDB8152) Q: This is in response to Greg's question on cash etf's through TD Webbroker. Analyst Report Selected. Does anyone know what the difference is between tdb8150 and a regular "high interest TFSA savings account". TDB8150 reinvested amount showed up this morning albeit the entry was different under the activity tab. In light of the recent market activity TD has dropped the. This is a nice improvement and it sounds like this now lets you journal shares (yourself) between sub accounts, along with other things. I like that it is CDIC insured up to $100K, no MER, no load fees, etc. $0 - $24,999. Top. Money Market Mutual Funds priced over $3. 37 posts 1; 2; Next; hebsie Newcomer Posts: 6 Joined: 18Mar2020 20:46. Koodo $40/6GB. 55% Account Name. Banking and Saving strategies, maximizing interest rates, budgeting, GICs, HISAs. ago. 05% and 4. Search. comA fixed income investment provides a fixed rate of return for a set period of time. SCORE +1. In light of the recent market activity TD has dropped the yield on TDB8150 to . You need an international account, possibly. No-load funds with low investment minimums (typically $500 per fund). TDB8150 is MF. switch from TDB8150 to TDB900). The TDB8150 is the TD premium savings account and is exclusive to TD Bank and their online brokerage Webbroker platform. We’ve compared the three high-interest savings accounts TD offers to explore the best options available there. Delayed Last Update . Beta is a measure of sensitivity of fund performance relative to changes in benchmark performance. Re: TDB8150. 9% and TDB8152 (US Cash)-2. Analyst Recommendations. For a few months, I have nothing in TDB8150; everything is in CIB480 (CAD) and CIB483 / CIB583 (USD). 37 posts 1; 2; Next; hebsie Newcomer Posts: 6 Joined: 18Mar2020 20:46. Reply; Reply with quote; Dec 30th, 2021 10:52 am #199; lifebear Newbie Nov 17, 2017 55 posts 100 upvotesJust learned about TDB8150 today. 2% vs. Reply; Reply with quote;Mutual Funds Profile Summary. 4068. The money market yield fluctuates based on the ton of junk it holds. BTW TD put a 1 week hold on the money received from an out of province lawyer account from the house sale, essentially locking the money in a low interest account, so I was unable to move it anywhere such as to a high interest investment. FUND FACTS TD Dividend Income Fund – Advisor Series How risky is it? The value of the fund can go down as well as up. 00% trailing commissions on mutual funds, RBC Direct Investing just announced they will be adding a new 1% fee payable up front, on any purchases of mutual funds beginning in March, to a maximum of $50 per trade. Watch the trends emerging and be the first to. CIDC covered up to $100k I like it because I can hold funds in it but money is treated as 'cash in bank' so there is now waiting for funds to clear if I want to tradeIn the TD WebBroker app it looks possible to buy T-Bills, including 1 month T-Bills. The option is available online and reinvestment is the default. TDB8150 and it's siblings are savings accounts sold as mutual funds. Again, as I already said, consider TDB2913 (MMF) or TDB8150 (HISA. 05% vs. RedFlagDeals. Easy Trade also bans some HISA ETFs (Horizon's notably, I'll try in 48 hrs). Cash settlement is an arrangement under which the seller in a contract chooses to transfer the net cash position instead of delivering the underlying assets whereas physical settlement can be defined as a method, under. Banking and Saving strategies, maximizing interest rates, budgeting, GICs, HISAs. It does pay a higher rate (4. Scotia raised is rates on both the CAD and USD ISAs today. 09% TDB164 0. Company Profile. Public Mobile $40/15GB, $35/20GB, lot less with rewards. It's a HISA with 4. 13 to 31 days, I would only get about $37. 16 % higher (0. Normally it pay on the first of the month. Their Series F also went up for those with access to those to 4. 3. 9). TDB8150 is. According to this page, they offer DYN 400, 450, 500, 550, 575, 1300, 1301, 1350, 1351. 3. You have to get your buy/sell in by 3 pm. Summary. . 15-0. 71% yield is actually 4. finiki, the Canadian financial wiki The go-to place to bolster your financial freedom. Re: TDB8150. 81% per annum looks like the annualized return for the 12 months ending March 31 or April 30, 2023. Note that RBF2010 is now 2. However, the central bank has advocated for. 25%. With different options to choose from, it’s helpful to know how TD Bank’s. inside the market. 80% (F Series) Mutual Funds Profile Summary. , UCash Lending Investors Corp. Earn interest, calculated daily when your account balance is $5,000 or more. Besides the conversion rate that comes into effect during a purchase or sale (CAD to USD and vice-versa), is there any reason not to opt for TDB8152 over its Canadian twin?TD Bank Group is not responsible for the content of the third-party sites hyperlinked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites. A RRIF is a tax-advantaged savings vehicle in which you may hold eligible investment products. Post by hebsie » 18Mar2020 20:52. Pre-COVID it was up to 1. TDB8150 reinvested amount showed up this morning albeit the entry was different under the activity tab. Purpose High Interest Savings ETF has $2 billion assets under management. See below to learn more about why we picked each account, the pros and cons and to. Improvements to design and cost reductions continue to take place. 15% USD. Depends on the need for the money. 10, after a month you'll have an ETF worth 50 (cost of 50. When compared with your typical actively traded equity mutual fund at over 2. 32,213 likes · 1 talking about this · 104 were here. Earnings. 2%. Member Since:Personalized homepage: an overview of the markets and your online investment in real time; Tools to manage your portfolio: performance, gain/loss and goals-based investing; Order types that manage risk from the basics to multi-leg option strategies; Exclusive research from TD Securities, video from Morningstar Equity Research and more; Investor. 80% (F Series) Click here. , a separate CDIC member. Enter search terms Click to search. 15% for 100K+. I couldn't find an answer while searching so here's my question. 55% Obviously there is a chance it goes lower, but how low can it go? Does it just stop at 0% yield and the $10/unit price is protected or can it go under $10/unit In light of the recent market activity TD has dropped the yield on TDB8150 to . 55% Obviously there is a chance it goes lower, but how low can it go? Does it just stop at 0% yield and the $10/unit price is protected or can it go under $10/unit People are taking advantage of this deal without a TD account. So, while I'm a bit pissed off, the extra 0. Another advantage would be the principal amount (locked-in for the 1 yr term) can be higher for full CDIC protection, i. Reply with quote. January 13, 2023. Based on what I've researched so far TDB8150 is a HISA and insured by CDIC as opposed to MMF TDB2913. 8% and DCA the money into the market over 10 months. Cash should be in TDDI account between 10 and 11 AM Tuesday (T+1), cutoff for selling is 3PM Monday but you already did that. TDB8150. I have a question regarding DYN6004 which I understand to be a HISA product available through Scotia iTRADE. com Forums If you're sticking to just CAD trades, WealthSimple Trade makes sense due to lack of fees. 2 ชำระบางส่วนหรือขั้นต่ำ. What every Canadian investor needs to know today. e. 80%: October 13,. HSAV gives you 100% capital gains (so half the tax) vs a savings account. Reply; Reply with quote; Jan 26th, 2023 7:53 pm #265; Quentin5 Deal Expert Feb 8, 2014 29943 posts 13493 upvotesTDB8150, the TD ISA. 37 posts 1; 2; Next; hebsie Newcomer Posts: 6 Joined: 18Mar2020 20:46. 4. TDB8150 at TDDI. Profile. 9% since inception. com ForumsI just noticed in my TD WebBroker Account that ISA TDB8150 (CAD) is now paying 2. CIBC entitles u to make as many trades in same stock intraday , and also when u sell intraday , for the same price. You will. 8. 27% MAW103 1. Here is the solution - but it is not sitting in cash - must be transferred to TDB8150. A newly released overview report on Mobile Financial Services by Bangladesh’s Central Bank highlights the progress achieved two years on. Jun 20th, 2023 9:56 am #61; need2save Deal Addict Jan 1, 2008 3053 posts 18291 upvotes Mississauga . 0000 USD. What do you think about TDB8150 vs TDB2913? From what I understand TDB8150 is CDIC backed for upto $100k, has lower yield but TDB2913 isn't CDIC backed but has a higher yield. Today I attempted to use cash from a sale to purchase TDB8150 and got this response:The close: TSX’s winning streak ends as oil tumbles nearly 5%. 55%? What a ripoff. Reply; Reply with quote; Jan 26th, 2023 7:51 pm #264; ADenariusSaved [OP] Deal Fanatic Jan 11, 2020 6872 posts 5187 upvotes Thornhill . I’m looking to park cash there to get some interest. I agree, however TDB8150 pays 1. TDB8150 looks like the correct parking fund to buy. However, I noticed that it only includes my dividend. Fixed income can offer DIY investors the chance to diversify an online investment portfolio. Bylo Selhi Veteran Contributor Posts: 27734 Joined: 16Feb2005 15:36 Location: Waterloo, ON. You can choose to re-invest this by buying more units thus compounding the interest. the answer to ur question without hesitation if u have the funds plus appropriate fees is 100% yes. Nope, you can get 4% risk free (CDIC insured) using a bank ISA like TDB8150. TDB8151 is 4. 55% Obviously there is a chance it goes lower, but how low can it go? Does it just stop at 0% yield and the $10/unit price is protected or can it go under $10/unit TDB8150 Canada. July 24, 2022 10:14 am. By the way, the settlement time to sell TDB8150 is 1 day, assuming the order is placed before the mutual fund cutoff time. TDB2913 is the TD Canadian Money Market Fund - Series D. I just put in orders for TDB8150 in two accounts to mop up some dividends. TD is offering shorter term (90-120 day) GICs at 3-4% if I invest within my TFSA. You will get a slip if it is over $50 for the year. lexar123 wrote: ↑ So from TDDI which is better TDB8150 or TDB2913 and why? TDB8150 if you like low-risk because it is CDIC-guaranteed 4. The sale went through giving me a negative cash balance. So I suppose TD Asset Management is paying a 0. Both of them are TD CANADIAN MONEY MARKET FUND. Interest is paid out monthly, and it automatically DRIPs. If stock buy order is executed after 3PM or buy happens but I do not notice that transaction occurred before 3PM, my TDB 8150 sell order will be one day after stock buy. Reply; Reply with quote; May 3rd, 2023 5:36 am #5388; 905P4N6 Deal Addict Jun 23, 2017 1495 posts 1043 upvotes Toronto, ON . 36 posts 1; 2; Next; jasdlc Contributor Posts: 27 Joined: 31Oct2014 03:15. I couldn't find an answer while searching so here's my question. Post by hebsie » 18Mar2020 20:52. The rate for TDB8150 CAD ISA series is still at 3. finiki, the Canadian financial wiki The go-to place to bolster your financial freedom. If you wait the start of the month for the 50 price, you'll. Edited to add- on the "Brochure" for TD's ISA, it says that "The Bank may pay, monthly or quarterly, compensation to your Dealer at an annual rate of up to 0. Banking and Saving strategies, maximizing interest rates, budgeting, GICs, HISAs. A few examples: RBF271 1. 95 , if u have 100k $6. AllanB said RBF2014 is paying 2. 13% vs. 05% for 100K+. I also just recently found out about this. 25% and yield of about 1. 25%), and is the one I use. So go get 'em, tiger. Are these safe and can be considered as GIC? Seems TDB8150 is kind of saving account so must be safe. 00 per unit (excluding money market mutual funds) 50% $500,000. 50% or higher—are widely available across the country, those that bank with TD may find themselves lacking. Another tip: TDB8150 (and other savings accounts and money market funds) count as available cash. Reply; Reply with quote;Discussion community where Canadian investors meet for financial education and empowerment on personal finance, taxes and investing in stocks, bonds and ETFsDiscussion community where Canadian investors meet for financial education and empowerment on personal finance, taxes and investing in stocks, bonds and ETFsCurrently most, if not all, money market funds yield several times more than TDB8150 and its ilk. Mutual Funds priced under $3. Therefore the “break even” point where it’s cheaper to buy XEQT on a monthly basis (and you incur $10 fee ) is net. Yield (annual equivalent) appears to be not as good as I thought, 3. You will. how to Pay Ucash Payment For DMP Traffic Case without Any Extra charge. We need a higher savings than most because we have an old septic system that will fail, many large trees on property, etc. Toggle navigation Canadian High Interest Savings Bank Accounts. Holdings. Bylo Selhi Veteran Contributor Posts: 27714 Joined: 16Feb2005 15:36 Location: Waterloo, ON. Comparison of annual interest rates in Canadian and U. e. Closest alternative for TD would be TDB8150. Can You Purchase TDB8150 Through Questrade. TD's TDB8150 is now @ 3. November 16, 2023. I couldn't find an answer while searching so here's my question. I use the TD investment savings accounts, TDB8150 for CAD and TDB8152 for USD, they are structured as mutual funds but are not mutual funds, no mgmt fees, no trading fees, current rates are 4. , Suncredit. The cash balance will be used to purchase equities in March/April and I'd rather earn a return on it than have it sit there and earn nothing. 05%. 75% with TD bank. CAD Margin Account - $5,000 cash. Other than what people have mentioned, TD's webbroker currently (March 2023) doesn't allow you to move money back out of a TFSA via online account transfer, it only allows you to transfer in. In contrast, the regular series, like TDB8150, pay a trailer of up to ¼% per annum to the dealer, under the TD ISA terms and conditions: 6. The rate for TDB8150 CAD ISA series is still at 3. RedFlagDeals. TD US Inv Savings Acct Cl A-Nl (TDB8152. TDB8150 is processed like a mutual fund order with a T+1 settlement date. Client Sells (Receives CDN): 1. TDB 8150 will settle in T+1, Stock will settle on T+2 or T+3. 92 and TDB8150 $13. TDB8150 is a deposit with CDIC member TD Bank. 05% yield and a MER of 0. I couldn't find an answer while searching so here's my question. Re: High interest savings, GICs and MMFs (2022) - rates. Jump to page:Banking and Saving strategies, maximizing interest rates, budgeting, GICs, HISAs. TO. Effective Friday, February 3, 2023, the 18 month GIC will revert to 5. So (for my situation) probably not worth buying compared to alternatives like TDB8150. I use the TD investment savings accounts, TDB8150 for CAD and TDB8152 for USD, they are structured as mutual funds but are not mutual funds, no mgmt fees, no trading fees, current rates are 4. they give 0. e. Except, online I can't enter a sell order against TDB8150 for anything less than $100High-interest savings accounts (HISA) are bank accounts offering a rate higher than traditional daily savings accounts. Is there any reason why I wouldn't just put it in TDB2914 instead of TDB8150?Software Shop Limited's top competitors include SureCash, Kona I and Ucash. I needed tdb8150 to park my money while I decide on the action plan. 2% is the interest rate paid. by brucecohen » 17Aug2014 13:09. 25%. Banking and Saving strategies, maximizing interest rates, budgeting, GICs, HISAs. That's an interesting question. TDB8150 looks like the correct parking fund to buy. TD Investment Savings Account product page says this: The interest payable on a TD ISA shall be calculated daily and payable monthly by way of interest credited to the account. There are likely other brokers that also allow the trades you want, but I don’t have that info. Top. finiki, the Canadian financial wiki The go-to place to bolster your financial freedom. finiki, the Canadian financial wiki The go-to place to bolster your financial freedom. In the quote above, referring to $1MM vs. Description. CAD . The inflation adjusted return is deeply in the red. In fact in Rand McNally they wear hats on their feet and hamburgers eat people +1. 37 posts Previous; 1; 2; AltaRed Veteran Contributor Posts: 31527 Joined: 06Mar2005 01:04 Location: Ogopogo Land. Top. In light of the recent market activity TD has dropped the. 5i Recent Questions. 05%. 25$ distribution. 09% for longest term of about a year. I couldn't find an answer while searching so here's my question. FUND FACTS TD Canadian Money Market Fund – Investor Series Year-by-year returns This chart shows how Investor Series securities of the fund performed in each of the past 10 completed calendar years. If you invest monthly , the MER difference of the aggressive TD e series (eg 30% us, 30% intl, 30% cdn, 10% bonds) vs XEQT is 0. That would be tomorrow morning if you bought before 3pm ET today. Cash Credit Balances. a. 28 so the 4. Yesterday I have put in a purchase order for TDB8150 in my TDDI TFSA, it went through normally. The TD Investment Savings Account is offered by The Toronto-Dominion Bank, TD Mortgage Corporation, TD Pacific Mortgage Corporation and The. FUND FACTS TD Income Advantage Portfolio – Advisor Series Year-by-year returns This chart shows how Advisor Series securities of the fund performed in each of the past 10 completed calendar years. Banking and Saving strategies, maximizing interest rates, budgeting, GICs, HISAs. Some of these are surely F-series but I couldn't find online information on the DYN575 and above. We have $100k in 'emergency' money across our various TFSA's within our brokerage account. Interestingly, Scotia says it offers a whole bunch of HISAs. 37 posts 1; 2; Next; hebsie Newcomer Posts: 6 Joined: 18Mar2020 20:46. Are there any catches for this?lifebear wrote: ↑ does Disnat (or NBDB) have Investment savings like TDDI TDB8150/8152 that can be used to park spare cash? TDB8152 has interest rate 0. 2% for the last year and a half The nice thing is I can day trade and not worry about the funds being locked up. 05% for the TDB8150 series A). These funds pay management fees to RBC GAM. Member . Banking and Saving strategies, maximizing interest rates, budgeting, GICs, HISAs. 0% for <100K and 4. In light of the recent market activity TD has dropped the. As of 2023-11-22 at 09:29:53 PM ET Data delayed at least 15 minutes. Really and truly there is not that much in either, for the moment the bulk is at Tangerine at 2.